/* GEHALTSCHECK — Financial Clarity 2026
   Self-hosted/system-font-first, static, low-JS. */
/* Self-hosted fonts, latin subset, SIL OFL 1.1 — siehe /assets/fonts/LICENSE-NOTES.md */
@font-face{font-family:'Inter';font-style:normal;font-weight:400 700;font-display:swap;src:url(/assets/fonts/inter-var-latin.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
:root{
  --paper:#f4f1e9;--paper-2:#ebe6dc;--ink:#181c1d;--ink-2:#3f4748;--muted:#697172;
  --line:#d4cfc3;--line-strong:#aaa397;--surface:#fbfaf6;--graphite:#202728;--teal:#1c6968;
  --teal-2:#dce9e6;--warm:#b86642;--good:#196b4d;--warn:#8b5a12;--bad:#9f3b32;
  --max:1220px;--measure:760px;--r:18px;--r-sm:10px;--shadow:0 16px 38px rgba(24,28,29,.08);
  --sans:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --serif:Iowan Old Style,Palatino Linotype,Book Antiqua,Palatino,Georgia,serif;
  --mono:"SFMono-Regular",Consolas,"Liberation Mono",monospace;color-scheme:light
}
*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);line-height:1.55;-webkit-font-smoothing:antialiased}img{display:block;max-width:100%;height:auto}a{color:inherit;text-decoration-thickness:1px;text-underline-offset:3px}button,input,select{font:inherit}button{cursor:pointer}.container{width:min(calc(100% - 40px),var(--max));margin-inline:auto}.measure{max-width:var(--measure)}.skip{position:fixed;left:16px;top:-80px;z-index:99;background:var(--ink);color:white;padding:10px 14px;border-radius:8px}.skip:focus{top:12px}.eyebrow{font:700 .76rem/1 var(--mono);letter-spacing:.09em;text-transform:uppercase;color:var(--teal)}
:focus-visible{outline:3px solid var(--teal);outline-offset:3px}
.site-header{position:sticky;top:0;z-index:40;border-bottom:1px solid color-mix(in srgb,var(--line) 80%,transparent);background:color-mix(in srgb,var(--paper) 90%,transparent);backdrop-filter:blur(14px)}.nav{height:68px;display:flex;align-items:center;gap:24px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-weight:850;letter-spacing:-.035em}.brand-mark{width:32px;height:32px;border:1px solid var(--ink);border-radius:50%;display:grid;place-items:center;font:800 .72rem var(--mono)}.nav-links{display:flex;gap:6px;margin-left:auto}.nav-links a{padding:9px 11px;border-radius:8px;text-decoration:none;font-size:.92rem}.nav-links a:hover,.nav-links a[aria-current="page"]{background:var(--surface)}.nav-cta{background:var(--ink)!important;color:white!important}.menu-toggle{display:none;margin-left:auto;border:1px solid var(--line);border-radius:9px;padding:8px 10px;background:var(--surface)}
.hero{padding:clamp(48px,7vw,94px) 0 48px;border-bottom:1px solid var(--line)}.hero-grid{display:grid;grid-template-columns:minmax(0,1.03fr) minmax(330px,.97fr);gap:clamp(36px,6vw,86px);align-items:center}.hero h1,.page-hero h1{font-family:var(--serif);font-weight:500;letter-spacing:-.055em;line-height:.98;font-size:clamp(3rem,7vw,6.5rem);margin:12px 0 20px}.page-hero h1{font-size:clamp(2.8rem,6vw,5.4rem);max-width:900px}.lede{font-size:clamp(1.05rem,1.8vw,1.3rem);color:var(--ink-2);max-width:660px}.trust-row{display:flex;gap:8px;flex-wrap:wrap;margin:28px 0}.trust-chip{border:1px solid var(--line);background:var(--surface);padding:8px 10px;border-radius:999px;font-size:.82rem}.hero-media{position:relative}.hero-media img,.editorial-media img{width:100%;border-radius:var(--r);border:1px solid var(--line);box-shadow:var(--shadow);object-fit:cover}.hero-media img{aspect-ratio:16/9}.media-note{position:absolute;right:14px;bottom:14px;background:rgba(24,28,29,.9);color:#fff;padding:9px 12px;border-radius:9px;font:600 .74rem var(--mono)}
.data-strip{border-bottom:1px solid var(--line);background:var(--surface)}.data-strip-inner{display:grid;grid-template-columns:repeat(4,1fr)}.datum{padding:22px;border-right:1px solid var(--line)}.datum:first-child{padding-left:0}.datum:last-child{border-right:0}.datum strong{display:block;font:700 clamp(1.25rem,2.4vw,1.7rem) var(--mono);letter-spacing:-.05em}.datum span{font-size:.8rem;color:var(--muted)}
.section{padding:clamp(58px,8vw,104px) 0}.section-tight{padding:44px 0}.section-dark{background:var(--graphite);color:#f5f1e8}.section-dark .eyebrow{color:#9bc5c0}.section-dark p{color:#c8cecb}.section-head{display:flex;gap:30px;align-items:end;justify-content:space-between;margin-bottom:34px}.section-head h2{font:500 clamp(2rem,4vw,3.8rem)/1 var(--serif);letter-spacing:-.045em;margin:8px 0}.section-head p{max-width:580px;color:var(--ink-2)}
.tool-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--r);overflow:hidden}.tool-card{background:var(--surface);min-height:218px;padding:28px;text-decoration:none;display:flex;flex-direction:column;transition:background .18s ease,transform .18s ease}.tool-card:hover{background:#fff}.tool-card .no{font:700 .72rem var(--mono);color:var(--muted)}.tool-card h3{font:600 1.4rem/1.1 var(--serif);letter-spacing:-.025em;margin:30px 0 10px}.tool-card p{color:var(--muted);font-size:.91rem;margin:0}.tool-card .arrow{margin-top:auto;padding-top:18px;font-weight:800}.tool-card.primary{background:var(--graphite);color:#fff}.tool-card.primary p,.tool-card.primary .no{color:#bbc3c1}
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px,6vw,84px);align-items:center}.editorial-media img{aspect-ratio:4/3}.prose h2{font:500 clamp(2rem,4vw,3.5rem)/1.04 var(--serif);letter-spacing:-.04em;margin:12px 0 22px}.prose h3{font:650 1.25rem var(--serif);margin:30px 0 8px}.prose p,.prose li{color:var(--ink-2)}.prose a{color:var(--teal)}.plain-list{padding-left:20px}.plain-list li+li{margin-top:8px}
.page-hero{padding:56px 0 36px;border-bottom:1px solid var(--line)}.breadcrumb{font-size:.8rem;color:var(--muted);display:flex;gap:7px;flex-wrap:wrap}.breadcrumb a{color:var(--muted)}.tool-layout{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(320px,.92fr);gap:28px;align-items:start}.panel{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:clamp(20px,3vw,34px)}.panel.sticky{position:sticky;top:90px}.panel h2{font:600 1.65rem var(--serif);margin:0 0 8px}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}.field label{font-size:.83rem;font-weight:700}.field small{color:var(--muted)}.input-wrap{position:relative}.input-wrap input{padding-right:46px}.suffix{position:absolute;right:13px;top:50%;translate:0 -50%;color:var(--muted);font:600 .8rem var(--mono);pointer-events:none}input,select{width:100%;border:1px solid var(--line-strong);border-radius:10px;background:white;color:var(--ink);min-height:46px;padding:10px 12px;outline:none}input:focus,select:focus{border-color:var(--teal);box-shadow:0 0 0 3px rgba(28,105,104,.12)}.check{display:flex;align-items:flex-start;gap:9px}.check input{width:18px;min-height:18px;margin-top:3px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:45px;border:1px solid var(--ink);border-radius:10px;padding:10px 16px;font-weight:800;text-decoration:none;background:var(--ink);color:white}.btn.secondary{background:transparent;color:var(--ink)}.btn-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}
.result-kicker{font:700 .72rem var(--mono);text-transform:uppercase;letter-spacing:.08em;color:var(--muted)}.result-main{font:800 clamp(2.6rem,6vw,5rem)/.95 var(--mono);letter-spacing:-.075em;margin:10px 0 8px}.result-sub{color:var(--muted);font-size:.88rem}.result-list{margin:24px 0 0;border-top:1px solid var(--line)}.result-row{display:flex;justify-content:space-between;gap:20px;padding:13px 0;border-bottom:1px solid var(--line);font-size:.9rem}.result-row span:last-child{font-family:var(--mono);font-weight:700;text-align:right}.meter{margin:22px 0}.meter-line{height:14px;border-radius:999px;overflow:hidden;background:var(--paper-2);display:flex}.meter-net{background:var(--teal);width:65%}.meter-tax{background:var(--warm);width:18%}.meter-sv{background:#787f7f;width:17%}.legend{display:flex;gap:14px;flex-wrap:wrap;margin-top:8px;font-size:.72rem;color:var(--muted)}.legend i{display:inline-block;width:8px;height:8px;border-radius:50%;margin-right:5px;background:currentColor}.notice{border-left:3px solid var(--teal);padding:14px 16px;background:var(--teal-2);border-radius:0 10px 10px 0;font-size:.86rem;color:var(--ink-2);margin-top:22px}.notice.warn{border-color:var(--warn);background:#f2e8d7}.error{border-color:var(--bad)!important}.error-msg{color:var(--bad);font-size:.78rem}.calc-actions{display:flex;gap:8px;margin-top:20px;flex-wrap:wrap}.link-btn{border:0;background:transparent;padding:6px 0;color:var(--teal);text-decoration:underline;text-underline-offset:3px}
.chart{margin:26px 0}.bar-row{display:grid;grid-template-columns:minmax(90px,150px) 1fr minmax(80px,120px);gap:12px;align-items:center;margin:12px 0;font-size:.84rem}.bar-track{height:12px;background:var(--paper-2);border-radius:99px;overflow:hidden}.bar-fill{height:100%;background:var(--teal);border-radius:inherit;width:var(--w,50%)}.bar-value{text-align:right;font:700 .78rem var(--mono)}.facts{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.fact{border-top:2px solid var(--ink);padding-top:14px}.fact strong{display:block;font:800 1.5rem var(--mono)}.fact span{font-size:.8rem;color:var(--muted)}
.related{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.related a{border:1px solid var(--line);border-radius:12px;background:var(--surface);padding:18px;text-decoration:none}.related strong{display:block;margin-bottom:5px}.related span{font-size:.8rem;color:var(--muted)}
.source-list{display:grid;gap:12px}.source{border:1px solid var(--line);background:var(--surface);border-radius:12px;padding:20px}.source h3{margin:0 0 6px;font-size:1rem;min-width:0;overflow-wrap:anywhere}.source h3 a{overflow-wrap:anywhere;word-break:break-word}.source p{margin:0;color:var(--muted);font-size:.88rem}.source-meta{font:700 .7rem var(--mono);color:var(--teal);margin-bottom:7px}.status-table{width:100%;border-collapse:collapse;background:var(--surface);border:1px solid var(--line)}.status-table th,.status-table td{text-align:left;padding:12px;border-bottom:1px solid var(--line);font-size:.88rem}.status-table th{font-size:.74rem;text-transform:uppercase;letter-spacing:.06em}.status-ok{color:var(--good);font-weight:800}
.footer{border-top:1px solid var(--line);padding:48px 0 30px;background:var(--surface)}.footer-grid{display:grid;grid-template-columns:1.6fr repeat(3,1fr);gap:34px}.footer h3{font-size:.79rem;text-transform:uppercase;letter-spacing:.07em;margin:0 0 12px}.footer a{display:block;color:var(--ink-2);font-size:.87rem;margin:8px 0;text-decoration:none}.footer a:hover{text-decoration:underline}.footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid var(--line);margin-top:36px;padding-top:20px;font-size:.76rem;color:var(--muted)}
.ad-slot{border:1px dashed var(--line-strong);border-radius:12px;padding:16px;text-align:center;color:var(--muted);font-size:.72rem;margin:28px 0}.ad-slot[hidden]{display:none}.asset-placeholder{background:linear-gradient(135deg,var(--paper-2),#dfe5e1);min-height:220px;border-radius:var(--r)}
@media(max-width:960px){.hero-grid,.tool-layout,.split{grid-template-columns:1fr}.hero-media{max-width:720px}.panel.sticky{position:static}.tool-grid{grid-template-columns:repeat(2,1fr)}.related{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1.5fr 1fr 1fr}.footer-grid>div:last-child{grid-column:2}.data-strip-inner{grid-template-columns:repeat(2,1fr)}.datum:nth-child(2){border-right:0}.datum:nth-child(-n+2){border-bottom:1px solid var(--line)}}
@media(max-width:840px){.container{width:min(calc(100% - 30px),var(--max))}.nav-links{display:none;position:absolute;left:15px;right:15px;top:60px;background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:8px;box-shadow:var(--shadow);flex-direction:column}.nav-links[data-open="true"]{display:flex}.menu-toggle{display:block}.hero{padding-top:40px}.hero h1{font-size:clamp(2.8rem,15vw,5rem)}.page-hero h1{font-size:clamp(2.5rem,13vw,4.4rem)}.tool-grid{grid-template-columns:1fr}.field-grid,.facts{grid-template-columns:1fr}.related{grid-template-columns:1fr}.section-head{display:block}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:last-child{grid-column:auto}.bar-row{grid-template-columns:100px 1fr}.bar-value{grid-column:2}.footer-bottom{display:block}.footer-bottom span{display:block;margin-top:6px}}
@media(max-width:390px){.container{width:calc(100% - 24px)}.panel{padding:18px 15px}.data-strip-inner{grid-template-columns:1fr}.datum{border-right:0!important;border-bottom:1px solid var(--line)}.datum:last-child{border-bottom:0}.footer-grid{grid-template-columns:1fr}.result-main{font-size:2.55rem}.hero-media .media-note{position:static;margin-top:8px;background:transparent;color:var(--muted);padding:0}.trust-row{gap:6px}.trust-chip{font-size:.74rem}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}}
@media print{.site-header,.footer,.btn-row,.calc-actions,.related-wrap,.hero-media,.ad-slot{display:none!important}body{background:#fff}.container{width:100%;max-width:none}.panel{box-shadow:none;border-color:#aaa}.tool-layout{display:block}.panel.sticky{margin-top:16px}.section{padding:24px 0}}
/* UX polish 2026-08: hervorgehobener Ergebnis-Hero, Zeilenhinweise, Ziffern */
.result-hero{background:linear-gradient(180deg,var(--teal-2),rgba(220,233,230,0));border:1px solid color-mix(in srgb,var(--teal) 30%,var(--line));border-radius:var(--r-sm);padding:16px 18px 14px;margin-bottom:18px}
.result-row span:last-child,.result-main{font-variant-numeric:tabular-nums}
.row-sub{display:block;font-style:normal;font-weight:400;color:var(--muted);font-size:.72rem;margin-top:2px;letter-spacing:0}
@media (prefers-reduced-motion:no-preference){.meter-line span{transition:width .35s ease}}

/* Polish 2026-08: Auswahl im Marken-Teal */
::selection{background:var(--teal);color:#fff}